@import"https://fonts.googleapis.com/css2?family=Montserrat:wght@300;400;500;600&family=Manrope:wght@300;400;500;600&family=Figtree:wght@300;400;500;600&family=Inter:wght@400;500;600&display=swap";.v3{--v3-ink: #16191d;--v3-ink-soft: #4a5058;--v3-ink-mute: #6b7078;--v3-paper: #f4f6f8;--v3-paper-2: #e9edf1;--v3-white: #ffffff;--v3-paper-veil: rgba(244, 246, 248, .86);--v3-navy: #0f1b2d;--v3-navy-2: #16243a;--v3-accent: #0d7d73;--v3-rule: #d8dee4;--v3-rule-strong: #b1bac3;--v3-rule-dark: rgba(255, 255, 255, .16);--v3-display: Manrope, "Helvetica Neue", Arial, sans-serif;color:var(--v3-ink);background:var(--v3-paper);font-family:var(--v3-display);font-feature-settings:"kern" 1,"liga" 1,"cv05" 1;-webkit-font-smoothing:antialiased}.v3 .display{font-family:var(--v3-display);font-weight:300;letter-spacing:-.028em;line-height:1.08;text-wrap:balance}.v3 .display-sm{font-family:var(--v3-display);font-weight:500;letter-spacing:-.016em;line-height:1.22}.v3 .eyebrow{font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--v3-ink-mute)}.v3 .eyebrow-rule{display:flex;align-items:center;gap:14px}.v3 .eyebrow-rule:after{content:"";flex:1;height:1px;background:var(--v3-rule)}.v3 .lede{font-size:19px;line-height:1.62;color:var(--v3-ink-soft);max-width:62ch}.v3 .numeral{font-family:var(--v3-display);font-variant-numeric:tabular-nums;font-weight:300;color:var(--v3-rule-strong);line-height:1}.v3 .rule{height:1px;background:var(--v3-rule);border:0}.v3 .rule-top{border-top:1px solid var(--v3-rule)}.v3 .rule-dark{border-top:1px solid var(--v3-rule-dark)}.v3 .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:46px;padding:0 22px;border-radius:2px;font-size:14px;font-weight:500;letter-spacing:.01em;transition:background-color .16s ease,color .16s ease,border-color .16s ease;white-space:nowrap}.v3 .btn-primary{background:var(--v3-navy);color:#fff;border:1px solid var(--v3-navy)}.v3 .btn-primary:hover{background:#1d2f4a;border-color:#1d2f4a}.v3 .btn-ghost{background:transparent;color:var(--v3-ink);border:1px solid var(--v3-rule-strong)}.v3 .btn-ghost:hover{border-color:var(--v3-ink)}.v3 .btn-on-dark{background:#fff;color:var(--v3-navy);border:1px solid #fff}.v3 .btn-on-dark:hover{background:#ffffffe0}.v3 .btn-ghost-on-dark{background:transparent;color:#fff;border:1px solid var(--v3-rule-dark)}.v3 .btn-ghost-on-dark:hover{border-color:#ffffff80}.v3 .link-rule{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:500;color:var(--v3-ink);padding-bottom:3px;border-bottom:1px solid var(--v3-ink);transition:color .16s ease,border-color .16s ease}.v3 .link-rule:hover{color:var(--v3-accent);border-color:var(--v3-accent)}.v3 .nav-link{font-size:13.5px;font-weight:500;color:var(--v3-ink-soft);letter-spacing:.005em;padding:6px 0;border-bottom:1px solid transparent;transition:color .15s ease,border-color .15s ease}.v3 .nav-link:hover{color:var(--v3-ink)}.v3 .nav-link[data-active=true]{color:var(--v3-ink);border-bottom-color:var(--v3-accent)}.v3 .figure{border:1px solid var(--v3-rule);background:var(--v3-white);padding:10px}.v3 .figure img{display:block;width:100%;filter:saturate(.82) contrast(1.02)}.v3 .figure svg{display:block;width:100%;max-width:900px;height:auto;margin:0 auto;padding:18px 12px 8px}.v3 .figure figcaption{max-width:900px;margin-left:auto;margin-right:auto;font-size:12px;line-height:1.5;color:var(--v3-ink-mute);padding:12px 4px 2px;border-top:1px solid var(--v3-rule);margin-top:10px}.v3 ::-moz-selection{background:#0d7d7329}.v3 ::selection{background:#0d7d7329}.v3 :focus-visible{outline:2px solid var(--v3-accent);outline-offset:3px;border-radius:1px}.v3 .btn:active{transform:translateY(1px)}.v3 .nav-link{position:relative;border-bottom:0}.v3 .nav-link:after{content:"";position:absolute;left:0;bottom:0;width:100%;height:1px;background:var(--v3-accent);transform:scaleX(0);transform-origin:left center;transition:transform .32s cubic-bezier(.16,1,.3,1)}.v3 .nav-link:hover:after,.v3 .nav-link[data-active=true]:after{transform:scaleX(1)}.v3 .link-rule{position:relative;border-bottom:0}.v3 .link-rule:after{content:"";position:absolute;left:0;bottom:0;width:100%;height:1px;background:currentColor;transform-origin:left center;transition:transform .38s cubic-bezier(.16,1,.3,1)}.v3 .link-rule svg{transition:transform .32s cubic-bezier(.16,1,.3,1)}.v3 .link-rule:hover svg{transform:translate(4px)}.v3 .btn svg{transition:transform .32s cubic-bezier(.16,1,.3,1)}.v3 .btn:hover svg{transform:translate(3px)}.v3 .site-header{border-bottom:1px solid transparent;transition:border-color .26s ease,background-color .26s ease}.v3 .site-header[data-scrolled=true]{border-bottom-color:var(--v3-rule)}.v3 .figure{transition:border-color .32s ease}.v3 .figure:hover{border-color:var(--v3-rule-strong)}.v3 .term-row{transition:background-color .26s ease}.v3 .term-row:hover{background:#00000004}.v3 .numeral{font-variant-numeric:tabular-nums;letter-spacing:.02em}.v3 .lede{text-wrap:pretty}html{scroll-behavior:smooth}@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}.v3 *,.v3 *:before,.v3 *:after{animation-duration:.001ms!important;transition-duration:.001ms!important}}.v3 .t-hero{font-size:clamp(2.3rem,1.15rem + 3.55vw,4.25rem)}.v3 .t-h2{font-size:clamp(1.7rem,1.22rem + 1.5vw,2.375rem)}.v3 .t-h3{font-size:clamp(1.15rem,1.09rem + .2vw,1.25rem)}.v3 .t-lede{font-size:clamp(1rem,.95rem + .22vw,1.1875rem)}.v3 .hang-quote{text-indent:-.42em}.v3 .skip-link{position:absolute;left:24px;top:-100px;z-index:100;background:var(--v3-navy);color:#fff;padding:12px 18px;border-radius:2px;font-size:14px;transition:top .18s ease}.v3 .skip-link:focus{top:14px}.v3 .label{display:block;font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--v3-ink-mute);margin-bottom:8px}.v3 .field{width:100%;background:var(--v3-white);border:1px solid var(--v3-rule-strong);border-radius:2px;padding:12px 14px;font-family:var(--v3-display);font-size:15px;color:var(--v3-ink);transition:border-color .18s ease,box-shadow .18s ease}.v3 .field::-moz-placeholder{color:var(--v3-ink-mute)}.v3 .field::placeholder{color:var(--v3-ink-mute)}.v3 .field:focus{outline:none;border-color:var(--v3-accent);box-shadow:inset 0 -2px 0 0 var(--v3-accent)}.v3 textarea.field{min-height:132px;resize:vertical;line-height:1.6}.v3 .scale{display:grid;grid-template-columns:repeat(10,1fr);border:1px solid var(--v3-rule-strong);border-radius:2px;overflow:hidden;background:var(--v3-white)}.v3 .scale label{position:relative;display:flex;align-items:center;justify-content:center;height:44px;font-size:13px;font-variant-numeric:tabular-nums;color:var(--v3-ink-soft);cursor:pointer;border-left:1px solid var(--v3-rule);transition:background-color .16s ease,color .16s ease}.v3 .scale label:first-child{border-left:0}.v3 .scale label:hover{background:#00000008}.v3 .scale input{position:absolute;opacity:0;pointer-events:none}.v3 .scale span{position:absolute;top:0;right:0;bottom:0;left:0;display:flex;align-items:center;justify-content:center;transition:background-color .16s ease,color .16s ease}.v3 .scale input:checked+span{background:var(--v3-navy);color:#fff}.v3 .scale input:focus-visible+span{outline:2px solid var(--v3-accent);outline-offset:-2px}.v3 .scale-legend{display:flex;justify-content:space-between;font-size:11px;color:var(--v3-ink-mute);margin-top:8px}.v3{--v3-error: #a3271b}.v3 .field[aria-invalid=true]{border-color:var(--v3-error)}.v3 .field[aria-invalid=true]:focus{border-color:var(--v3-error);box-shadow:inset 0 -2px 0 0 var(--v3-error)}.v3 .field-error{display:block;font-size:12.5px;line-height:1.45;color:var(--v3-error);margin-top:7px}.v3 .scale[data-invalid=true]{border-color:var(--v3-error)}.v3 .label-optional{font-weight:400;letter-spacing:.06em;color:var(--v3-ink-mute);text-transform:none;margin-left:6px}.v3 .form-summary{border-left:2px solid var(--v3-error);padding:12px 0 12px 16px;margin-bottom:28px;font-size:14px;color:var(--v3-error)}.v3 .btn[aria-disabled=true]{background:transparent;color:var(--v3-ink-mute);border-color:var(--v3-rule-strong);cursor:not-allowed}.v3 .btn[aria-disabled=true]:hover{background:transparent;border-color:var(--v3-rule-strong)}.v3 .btn[aria-disabled=true]:active{transform:none}.v3 .photo{border:1px solid var(--v3-rule);background:var(--v3-paper-2);overflow:hidden}.v3 .photo img{display:block;width:100%;height:100%;-o-object-fit:cover;object-fit:cover;filter:saturate(.86) contrast(1.02)}.v3 .photo-portrait img{filter:saturate(.95)}.v3 .photo-band{aspect-ratio:21 / 9}@media print{.v3{--v3-paper: #ffffff;--v3-paper-2: #ffffff;--v3-rule: #c9c9c9;--v3-rule-strong: #9a9a9a;--v3-ink: #000000;--v3-ink-soft: #333333;--v3-ink-mute: #555555;background:#fff}.v3 .site-header,.v3 footer,.v3 .skip-link,.v3 .btn,.v3 form{display:none!important}.v3 [style*=opacity]{opacity:1!important;transform:none!important}.v3 section{padding:0!important;border-top:1px solid var(--v3-rule);-moz-column-break-inside:auto;break-inside:auto}.v3 section>div{max-width:none!important;padding:18pt 0!important}.v3 .figure,.v3 figure,.v3 blockquote,.v3 article{-moz-column-break-inside:avoid;break-inside:avoid}.v3 h1,.v3 h2,.v3 h3{-moz-column-break-after:avoid;break-after:avoid}.v3 .t-hero{font-size:26pt!important}.v3 .t-h2{font-size:17pt!important}.v3 .lede,.v3 .t-lede{font-size:11pt!important}.v3 p,.v3 dd,.v3 li{font-size:10pt!important}.v3 main a[href^="/"]:after{content:" (smarterfi.ai" attr(href) ")";font-size:8.5pt;color:#555}.v3 main a[href^=http]:after{content:" (" attr(href) ")";font-size:8.5pt;color:#555}.v3 main a[href^="#"]:after,.v3 main a[href^=mailto]:after{content:""}.v3 section[style*=navy],.v3 [style*="var(--v3-navy)"]{background:#fff!important;color:#000!important}.v3 section[style*=navy] h2,.v3 section[style*=navy] p{color:#000!important}.v3 .figure svg,.v3 .figure img{max-width:100%!important}@page{margin:16mm 14mm}}.v3 .heading-anchored{position:relative}.v3 .heading-link{position:absolute;margin-left:.3em;font-size:.42em;line-height:1;top:.42em;color:var(--v3-ink-mute);opacity:0;transition:opacity .2s ease,color .2s ease;text-decoration:none}.v3 .heading-anchored:hover .heading-link,.v3 .heading-link:focus-visible{opacity:1}.v3 .heading-link:hover{color:var(--v3-accent)}.v3 [id]{scroll-margin-top:104px}@media print{.v3 .heading-link{display:none}}.v3 .figure-scroll{overflow-x:auto;overflow-y:hidden;-webkit-overflow-scrolling:touch;scrollbar-width:thin}.v3 .figure-scroll:focus-visible{outline:2px solid var(--v3-accent);outline-offset:2px}@supports (animation-timeline: scroll(self inline)){.v3 .figure-scroll{-webkit-mask-image:linear-gradient(to right,#000 0 92%,transparent 100%);mask-image:linear-gradient(to right,#000 0 92%,transparent 100%);animation:figure-fade-end linear both;animation-timeline:scroll(self inline)}@keyframes figure-fade-end{to{-webkit-mask-image:linear-gradient(to right,#000 0 100%,#000 100%);mask-image:linear-gradient(to right,#000 0,#000 100%,#000)}}}@media print{.v3 .figure-scroll{overflow:visible;-webkit-mask-image:none;mask-image:none;animation:none}.v3 .figure-scroll>div{min-width:0!important}}.v3.sheet-panel>button[class*=absolute][class*=right-4]{display:none}.v3.sheet-panel a.link-rule{padding-top:15px;padding-bottom:15px}.v3 .sheet-link{transition:opacity .16s ease}.v3 .sheet-link:active{opacity:.6}.v3 .btn,.v3 .sheet-link{flex-shrink:0}.v3.sheet-panel nav{overflow-y:auto;-webkit-overflow-scrolling:touch}.v3 .solution-row{transition:background-color .26s ease}.v3 .solution-row:hover,.v3 .solution-row:focus-within{background:#0f1b2d05}.v3 .solution-row:hover .link-rule,.v3 .solution-row:focus-within .link-rule{color:var(--v3-accent)}.v3 .solution-row:hover .link-rule svg,.v3 .solution-row:focus-within .link-rule svg{transform:translate(3px,-3px)}@media (hover: none){.v3 .solution-row:hover{background:transparent}}.v3 select.field-select{-moz-appearance:none;appearance:none;-webkit-appearance:none;padding-right:40px;background-image:url("data:image/svg+xml;charset=UTF-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5 6 6.5 11 1.5' fill='none' stroke='%236b7078' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;cursor:pointer}.v3 select.field-select:invalid,.v3 select.field-select option[value=""]{color:var(--v3-ink-mute)}
