SmarterFI.ai — AI for Community Banking
Platform

Practical AI solutions for community banks

Purpose-built applications designed for the realities of community institutions.

Solutions

Four applications, one foundation§

Each solution operates independently. Deploy what your institution needs, when it needs it.

CEO Co-Pilot

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Your executive intelligence layer. The CEO Co-Pilot delivers AI-powered strategic briefs, synthesizes complex data into actionable recommendations, and provides real-time insights tailored to your institution's priorities.

  • Daily executive intelligence briefs
  • Strategic scenario modeling
  • Competitive and market analysis
  • Board-ready reporting assistance
  • Regulatory change impact assessment

Money Management

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Customer-facing financial guidance delivered under your bank's brand. Help your customers make better financial decisions while deepening their relationship with your institution.

  • Personalized financial guidance
  • Branded customer experience
  • Spending insights and recommendations
  • Goal-based savings assistance
  • Proactive financial health alerts

Month-End Close

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Structured, AI-assisted workflows that transform month-end close from a stressful scramble into a controlled, efficient process with full auditability at every step.

  • Automated reconciliation workflows
  • Exception identification and routing
  • Progress tracking and status reporting
  • Audit trail documentation
  • Deadline management and alerts

AI Data Guard

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Protects community banks by detecting and controlling sensitive data shared with public AI tools, ensuring compliance and enabling safe AI use.

  • Sensitive data detection and classification
  • Real-time monitoring of AI tool usage
  • Policy-based access controls
  • Compliance reporting and audit trails
  • Safe AI enablement for employees
In Use

What an executive actually sees§

The CEO Co-Pilot, running against a community bank's own figures.
The CEO Co-Pilot executive dashboard: year-to-date key performance indicators, deposit and loan trends, an income statement snapshot, loan portfolio mix, and credit quality metrics.
Figure 5CEO Co-Pilot, executive dashboard. Figures shown are demonstration data for a fictional institution.
Underlying Technology

How the AI Operating System works§

Every solution above runs on the SmarterFI AIOS — a governed, multi-agent platform with complete data isolation and institutional oversight. For teams that want the architectural detail, the full technical picture is one level deeper.

View Technology & Architecture

See how these solutions work for your institution

Schedule a personalized briefing to explore how SmarterFI's solutions address your specific challenges.

Schedule a BriefingAbout the Consortium